01
Active investor
Building a portfolio
You've done deals. You have an LLC. You need financing that moves as fast as you do — DSCR, BPL, fix & flip, or bridge for your next acquisition.
Deal reviews within 24 hours · Nationwide
The right dor
changes
everything.
Real estate investor financing nationwide — DSCR loans, fix & flip bridge loans, and Business Purpose Loans (BPL) with no property count ceiling.
For investors at every stage — from first deal to full portfolio.
Deal review within 24 hours · No credit pull
Why investors work with Viador
Deal reviewed in 24 hours
Submit today. Know where you stand tomorrow — not next week.
We find the right financing for every deal
Conventional, DSCR, BPL, fix & flip, bridge — we match the deal to the right structure.
No property count ceiling
BPL loans through your LLC — scale past the conventional 10-property limit.
No W2s. No tax returns.
DSCR qualifies on rental income. BPL qualifies on the deal itself.
DSCR
Fix & Flip
Bridge
BPL
Bank Statement
Serving real estate investors nationwide
Who we help
Tell us where you are.
We'll show you what's possible.
02
Referral partners
Realtors & advisors
Working with investors
Your investor clients have more options than they think. We review every deal and find the right structure — conventional, BPL, DSCR, or bridge — and get back to you within 24 hours.
03
New investor
Just getting started
You know real estate builds wealth but don't know how people fund it. We break down how investor loans actually work — and whether your first deal can move.
Emerging opportunity
Hit your
conventional
loan limit?
Most investors don't know there's a financing structure with no property count ceiling — faster, more flexible, and it doesn't touch your personal income.
It's called a Business Purpose Loan.
Conventional
BPL
Loan limit
10 max
Unlimited
Income proof
W2 required
Not required
Borrower
Personal name
LLC / Entity
Closing speed
30–60 days
7–21 days
Loan types
Purchase, refi
Flip, DSCR, bridge, blanket
What investors say
★★★★★
"I had no idea where to start with my first rental. Viador Partners walked me through the numbers and helped me understand what lenders actually look at. Closed 60 days later."
★★★★★
"I was capped at 10 conventional loans and thought I was done growing. BPL changed everything — closed two more deals through my LLC in the same quarter."
★★★★★
"Submitted my fix & flip deal Friday afternoon. Had a clear path forward by Monday morning. That kind of speed matters when you're making offers."
Loan programs
Every deal is different.
We match the right structure.
DSCR
Rental Loans
Qualify on rental income — not your W2. No tax returns, no employment verification. For investors building long-term portfolios.
- No personal income required
- Single family, 2–4 units, condos
- LLC borrowing welcomed
Bridge
Fix & Flip
Fast capital for value-add deals. Borrow against purchase and rehab costs, repay on sale or refinance. Speed is the point.
- Up to 90% purchase + 100% rehab
- Based on ARV, not income
- Close in as few as 10 days
Emerging
BPL
Business Purpose Loans
The structure serious investors use to scale without hitting conventional limits. Borrow through your LLC — no cap, no personal income scrutiny.
- No conventional loan count limit
- Entity-based — protects assets
- Flip, DSCR, bridge, blanket portfolio
Bank Statement
Self-Employed Loans
Qualify using 12–24 months of bank statements — not tax returns. Built for business owners with complex income who don't fit the conventional mold.
- No W2 or tax returns needed
- 12 or 24-month options
- Investment and primary properties
The process
01
Submit your deal
Property, deal type, whether you have an LLC, what state. Takes 90 seconds. The form is built to route your deal to the right structure from the start.
02
We review it
Deal and property structure first. We assess whether it's DSCR, BPL, fix & flip, or bridge. Most reviews within 24 hours — experienced investors often same day.
03
Move forward
Clear direction on the right path — whether we originate directly, connect you with a lender partner, or tell you honestly what needs to change.
Free deal review
Tell us about
your deal.
No credit pull. No obligation. Response within 24 hours.
✓ Free, always
✓ No credit pull
✓ 24-hour response
Have an LLC? Tell us in Step 1 — it opens up BPL financing options most investors don't know they qualify for.
Hit your limit? BPL has no property count ceiling. Submit and we'll find the right structure.
Realtor? Submit a client deal here or join our partner program.
1
About you
2
The deal
For realtors & advisors
Your investor clients deserve better financing options.
Whatever the deal looks like — conventional, BPL, DSCR, or bridge — we review it and find the right structure. Your client gets a clear answer fast.
Learn About Our Partner Program →
We take care of your clients
Fast, professional execution on every deal you send our way.
We find the right structure for every deal
BPL, DSCR, bridge — built for investors, not homeowners.
Fast & reliable
Your reputation is on the line. We won't burn it.
Free analyzers
Run the numbers
before you submit.
Fix & Flip Analyzer
Estimate cost-to-value and gross profit on a value-add deal.
Enter figures above to see the scenario.
Full fix & flip guide →
DSCR Quick Check
See if your rental property's income covers the estimated loan payment.
Enter figures above to check coverage.
Full DSCR loan guide →
What is a Business Purpose Loan (BPL)?
A Business Purpose Loan is a real estate loan made to a business entity — typically an LLC — for an investment property. It's underwritten on the deal and asset, not your personal income. This removes the property count limits and income documentation requirements that cap most conventional investors. Read the full guide →
How is BPL different from a DSCR loan?
DSCR is a type of BPL — it's a specific underwriting method (rental income vs. debt payment). BPL is the broader framework, which also covers fix & flip bridge loans, blanket portfolio loans, and other structures that DSCR doesn't.
Do I need an LLC to get a BPL loan?
Yes. Business Purpose Loans require a business entity as the borrower — most commonly an LLC. If you don't have one, setup is straightforward and typically under $200 in most states.
Do I need W-2 income to qualify for DSCR?
No — DSCR loans qualify based on the property's rental income relative to the loan payment, not your personal income. Ideal for self-employed investors and anyone whose income doesn't fit traditional documentation.
How much down payment is required?
For DSCR loans, expect 20–25% down as a starting point. Fix & flip loans are typically structured on a percentage of cost or ARV. BPL and bridge loans vary by deal. Submit your scenario for specific guidance.
Is there a cost for the deal review?
No — the initial deal review is completely free with no obligation. We don't pull credit at this stage. The goal is useful directional feedback before any commitments are made.
How long does a review take?
Most reviews within 24 hours. Experienced investors with complete deal details are often reviewed the same business day. The more you share, the faster and more useful the feedback.
What states do you work in?
We work with investors nationwide. We originate directly in select markets and broker to lender partners everywhere else — so regardless of where your deal is, submit it and we'll find the right path forward.
Ready to find out
if your deal works?
Free review. No credit pull. No obligation. Most investors get more clarity in one conversation than weeks of searching on their own.
No credit pull
·
No obligation
·
24-hour response